5 Low Budget Starter Builds Ready for POE 3.28 (with high budget options)

Character Level 94 Hierophant Bandit: Kill all Pantheon: The Brine King, Abberath
Attributes 167 Str 130 Dex 312 Int
Pools 3,177 Life 319 Energy Shield 2,325 Mana 79 Ward
Defences 2,006 Armour 31% physical reduction 20,866 effective HP
Max hit taken 9,866 physical 33,597 fire 33,597 cold 33,597 lightning 7,434 chaos
Resistances 75% Fire 75% Cold 75% Lightning -2% Chaos
Avoidance 18% Block
Recovery 184 Life/s 524 Mana/s
Charges 4/4 Endurance 0/3 Frenzy 4/4 Power
Movement +90% movement speed
Ice Spear 4.5M DPS 306k per hit 2.47/s 100.0% crit × 5.77 costs 157 mana, 759 mana/s PoB's numbers for this skill group
Full DPS 22.7M as set up in the creator's PoB
The Annihilating Light Quarterstaff
Weapon 1
Quality: +20%
Item Level: 85
Sockets: B-B-R-B-G R
Requires: Level 45
+18% Chance to Block Attack Damage while wielding a Staff
62% reduced Elemental Resistances
Deal Triple Damage with Elemental Skills
Weapon 2
empty
Heatshiver Leather Hood
Helmet
Quality: +20%
Evasion: 270
Item Level: 81
Sockets: G-B-G G
Requires: Level 20
86% increased Evasion Rating
60% increased Mana Regeneration Rate
+27% to Fire Resistance
+20% to Cold Resistance
Gain 1% of Cold Damage as Extra Fire Damage per 1% Chill Effect on Enemy
Gain 30% of Cold Damage as Extra Fire Damage against Frozen Enemies
Chimeric Jack Elegant Ringmail
Body Armour
Armour: 506
Energy Shield: 132
Item Level: 71
Sockets: R-G-G-R-B-G
Corrupted
Requires: Level 64
18% reduced Attribute Requirements
+31 to Strength
+78 to Armour
+28 to maximum Energy Shield
+57 to maximum Life
+55 to maximum Mana
+35% to Cold Resistance
Doom Mitts Slink Gloves
Gloves
Quality: +20%
Evasion: 307
Item Level: 80
Sockets: B-B-R-R
Requires: Level 70
Inflict Cold Exposure on Hit, applying -11% to Cold Resistance
15% chance to Unnerve Enemies for 4 seconds on Hit
+35 to Dexterity
+44% to Fire Resistance
+48% to Cold Resistance
0.22% of Physical Attack Damage Leeched as Mana
+70 to maximum Life crafted
Skull Track Runic Sollerets
Boots
Quality: +20%
Ward: 79
Item Level: 72
Sockets: B-B-B-B
Requires: Level 48
17% increased Cooldown Recovery Rate of Travel Skills
5% increased Movement Speed
+48 to maximum Life
+38% to Cold Resistance
+40% to Lightning Resistance
30% increased Movement Speed
+19% to Fire and Lightning Resistances crafted
Sol Rosary Turquoise Amulet
Amulet
Item Level: 75
Requires: Level 60
Allocates Ash, Frost and Storm crafted
+22 to Dexterity and Intelligence
Adds 7 to 12 Physical Damage to Attacks
+28% to Global Critical Strike Multiplier
18% increased Rarity of Items found
+34% to Cold Resistance
+1 to Level of all Cold Skill Gems
+12% to all Elemental Resistances crafted
Glyph Knot Two-Stone Ring
Ring 1
Item Level: 77
Requires: Level 55
+15% to Fire and Lightning Resistances
+64 to maximum Mana
+15% to all Elemental Resistances
+31% to Lightning Resistance
+21% to Chaos Resistance
+55 to maximum Life crafted
Anathema Moonstone Ring
Ring 2
Item Level: 85
Requires: Level 49
+21 to maximum Energy Shield
+38 to Intelligence
15% increased Cast Speed
12% chance to gain a Power Charge when you Cast a Curse Spell
Your Curse Limit is equal to your maximum Power Charges
Rift Locket Heavy Belt
Belt
Item Level: 55
Requires: Level 64
+35 to Strength
+22 to maximum Energy Shield
+64 to maximum Life
+41% to Fire Resistance
+26% to Lightning Resistance
+14% to Lightning and Chaos Resistances crafted
Wary Eternal Life Flask of Alleviation
Flask 1
Quality: +20%
Item Level: 74
Requires: Level 65
117% more Recovery if used while on Low Life
Grants Immunity to Bleeding for 10 seconds if used while Bleeding
Grants Immunity to Corrupted Blood for 10 seconds if used while affected by Corrupted Blood
Continuous Granite Flask of the Kakapo
Flask 2
Quality: +20%
Item Level: 84
Requires: Level 52
Used when Charges reach full crafted
25% increased Charge Recovery
57% reduced Effect of Curses on you during Effect
Practitioner's Silver Flask of the Sanderling
Flask 3
Quality: +20%
Item Level: 65
Requires: Level 50
Used when Charges reach full crafted
22% reduced Charges per use
59% reduced Effect of Shock on you during Effect
Bottomless Diamond Flask of Incision
Flask 4
Quality: +20%
Item Level: 84
Requires: Level 65
Used when Charges reach full crafted
43% increased Charge Recovery
55% increased Critical Strike Chance during Effect
Masochist's Quicksilver Flask of the Albatross
Flask 5
Quality: +20%
Item Level: 65
Requires: Level 50
Used when Charges reach full crafted
Gain 2 Charges when you are Hit by an Enemy
10% increased Cast Speed during Effect
Ancient Oculus Hypnotic Eye Jewel
Jewel
Item Level: 58
Requires: Level 46
+10% to Global Critical Strike Multiplier
+26 to maximum Life
+10% to all Elemental Resistances
14 to 20 Added Spell Fire Damage while Dual Wielding
Plague Spark Medium Cluster Jewel
Jewel
Item Level: 54
Requires: Level 40
Adds 4 Passive Skills crafted
1 Added Passive Skill is a Jewel Socket crafted
Added Small Passive Skills grant: 10% increased Projectile Damage crafted
Added Small Passive Skills also grant: +3% to Chaos Resistance
1 Added Passive Skill is Repeater
1 Added Passive Skill is Shrieking Bolts
Ghoul Wound Viridian Jewel
Jewel
Item Level: 74
Corrupted
8% increased Attack Speed with Axes
+17% to Critical Strike Multiplier with Cold Skills
+8% to all Elemental Resistances
+11% to Fire and Lightning Resistances
Loath Eye Crimson Jewel
Jewel
Item Level: 71
+9 to Dexterity and Intelligence
10% increased Totem Life
4% increased Attack and Cast Speed
Honour Wound Large Cluster Jewel
Jewel
Item Level: 60
Adds 8 Passive Skills crafted
2 Added Passive Skills are Jewel Sockets crafted
Added Small Passive Skills grant: 10% increased Elemental Damage crafted
Added Small Passive Skills also grant: 1% increased Attack and Cast Speed with Elemental Skills
Added Small Passive Skills also grant: +3% to Chaos Resistance
Added Small Passive Skills also grant: +13 to Evasion
1 Added Passive Skill is Prismatic Heart
Plague Ember Crimson Jewel
Jewel
Item Level: 83
+17% to Critical Strike Multiplier with Cold Skills
+8% to all Elemental Resistances
+11% to Fire and Lightning Resistances
Damnation Desire Cobalt Jewel
Jewel
Item Level: 77
Corrupted
4% increased Area of Effect
5% increased Cast Speed while Dual Wielding
+14% to Critical Strike Multiplier with Elemental Skills
14% increased Mana Regeneration Rate
10% increased Projectile Damage
Foe Cut Medium Cluster Jewel
Jewel
Item Level: 76
Requires: Level 54
Adds 5 Passive Skills crafted
1 Added Passive Skill is a Jewel Socket crafted
Added Small Passive Skills grant: 12% increased Totem Damage crafted
Added Small Passive Skills also grant: +2% to Fire Resistance
Added Small Passive Skills also grant: +2 to Maximum Mana
Added Small Passive Skills also grant: +4 to Strength
1 Added Passive Skill is Ancestral Echo
Body Armour Multiple Totems 20/20 Hypothermia 21 Awakened Added Cold Damage 2/20 Spell Totem 20/20 Greater Multiple Projectiles 20/20 Ice Spear 21/20
Weapon 1 Frostbite 20 Elemental Weakness 20/20 Punishment 20/20 Arcanist Brand 20 Sniper's Mark 16/20
Boots Cold Snap 20/17 Bonechill 20 Unbound Ailments 20 Flame Dash 20/20
Gloves Zealotry 20 Eternal Blessing 20/20
Gloves Steelskin 20/20 Automation 20/20
Helmet Summon Lightning Golem 21 Culling Strike 20 Lesser Multiple Projectiles 20
Helmet Vaal Arctic Armour 19/16